What is the first home buyers grant in WA?

Purchasing your first home is an exciting milestone. However, it can also be a daunting process, especially when considering the financial implications. Fortunately, for those residing in Western Australia (WA), there’s a helping hand available – the First Home Owner Grant (FHOG). This grant aims to assist eligible first-time homeowners with the costs associated with buying or constructing a new residential property. In this blog post, we will delve into what the first home owner grant WA entails and how you can benefit from it.

What is the First Home Owner Grant (FHOG) in WA?

The FHOG is a one-off payment introduced by the Western Australian Government to help first-time homeowners get onto the property ladder. It’s designed to offset some of the costs associated with buying or building a new home. As of July 1st, 2013, this grant provides eligible applicants with $10,000 towards their new home purchase.

Eligibility Criteria for FHOG

To qualify for the first home owner grant WA, you must meet several eligibility criteria:

  1. You must be an individual (not a company) and at least 18 years old.
  2. You must be an Australian citizen or permanent resident.
  3. You should not have owned residential property in any form within Australia before July 1st, 2000.
  4. You should not have previously received a first homeowner grant in any state or territory of Australia.
  5. The value of your new home must not exceed specific caps that vary depending on its location.

It’s important to note that eligibility requirements may change over time, so it’s always best to check the latest guidelines from the Western Australian Government or consult with a Perth mortgage broker.

How Can Perth Mortgage Brokers Help?

Navigating through your first home purchase can be overwhelming due to complex procedures and paperwork. This is where a Perth mortgage broker, such as Lime Mortgage Brokers, can be invaluable. They can guide you through the entire home loan process, from understanding your borrowing capacity to helping you apply for the FHOG.

A Perth mortgage broker can provide expert advice tailored to your financial situation and goals. They have access to a wide range of loan products from various lenders, ensuring you get the best possible deal. Furthermore, they handle all the paperwork and liaise with lenders on your behalf, making the process stress-free.

Why Choose Lime Mortgage Brokers?

When it comes to securing your first home loan in WA, Lime Mortgage Brokers stand out for several reasons:

  1. Expertise: With years of industry experience, we understand the ins and outs of the home loan market. We can guide you through every step of your home buying journey.
  2. Personalised Service: We take time to understand your unique circumstances and tailor our services accordingly.
  3. Wide Range of Loan Options: We have access to a broad spectrum of loan products from various lenders.
  4. Hassle-Free Process: We handle all the paperwork and negotiations with lenders on your behalf.


The first home owner grant WA is a fantastic initiative that helps make homeownership more accessible for first-time buyers in Western Australia. However, navigating through this process can be challenging without professional guidance.

By enlisting the help of a reputable Perth mortgage broker like Lime Mortgage Brokers, you can ensure that you’re making informed decisions that align with your financial goals. Whether it’s understanding eligibility criteria for FHOG or finding the right home loan product, our team is here to make your journey towards homeownership as smooth as possible.

Remember that buying a house is one of life’s significant investments – don’t navigate it alone! Reach out to us today and let us help turn your dream of owning a home into reality.

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